MassPay Insights

Cut Payment Costs and Boost Margins

Written by Chris Rechtsteiner | Jun 11, 2025 1:02:00 PM

Merchants paid over $100 billion in credit card processing fees in 2024 an eye-watering number that’s no longer sustainable. As costs rise and margins thin, businesses are actively seeking alternatives that lower costs without compromising customer experience.

MassPay is powering this shift by making alternative, cost-efficient payment methods the default seamlessly and globally.

How much additional margin could you unlock if you cut your transaction costs by 30–40% – not once, but on every transaction across your global footprint?

If your payment strategy hasn’t evolved past cards, you’re not just losing money, you’re losing leverage.

Why Card Fees Are No Longer Sustainable

  • 2–4% per transaction eaten by traditional card fees.
  • Additional costs: cross-border fees, currency conversion surcharges, fraud protection premiums.
  • As volume grows, fees compound exponentially.

The Impact? Merchants lose billions. Consumers absorb hidden costs.

What Merchants Want Now

  • Lower cost of acceptance
  • Faster settlement
  • Greater transaction transparency
  • Secure payment options consumers trust

Alternative methods like pay-by-bank, wallets, and real-time payments are not just nice-to-haves – they’re strategic imperatives.

MassPay Delivers the Future of Payments

  • Dynamic Routing: Choose cheapest, fastest method per transaction.
  • Alternative Payments Built In: Bank payments, wallets, instant payouts.
  • Real-Time Settlement: Unlock liquidity faster with near-instant funding.
  • Merchant Savings: Save up to 40% on processing fees.

…and it’s all managed through one platform with one partner.

Imagine the Benefits

  • Improve your margins by switching from cards to smarter rails.
  • Offer better consumer experiences with local, trusted payment options.
  • Scale globally without layering costs on your operations.

If you’re ready to lower your payment costs, we’re ready to help.

 

Let’s get started.