The Future of Payments Is Bank-First

Bank payments are no longer just an alternative they're becoming a primary method for global transactions. With ACH, SEPA, PIX, and real-time payment networks gaining ground, businesses must adapt fast, but carefully, as each local payment rail has different regulations, settlement windows, and consumer behaviors.

What’s the cost to your business if your platform can’t support the preferred bank payment method in a key growth market – or worse, if you lose a high-value customer over a failed local transaction?

As bank-based payments surge globally, the real risk isn’t falling behind the trend, it’s falling behind your customers.

The Global Surge in Pay-by-Bank Adoption

• 246% YoY increase in ACH payment volume
• Bank payment growth in the UK, Netherlands, Spain, Germany among younger demographics
• Local rails like Faster Payments (UK), SEPA (EU), ACH (US), PIX (Brazil) dominate local markets

Consumers and businesses increasingly prefer direct-from-bank transactions, and they expect frictionless experiences.

The Problem: Fragmented Bank Payment Systems

Every market uses different rails:

• U.S.: ACH, FedNow
• Europe: SEPA, TARGET2
• Brazil: PIX
• UK: Faster Payments

Each comes with unique compliance, KYC, settlement, FX, and reconciliation challenges.

The MassPay Solution: Seamless Global Payments

• One API, Global Coverage: Connect once, access local rails everywhere.
• Intelligent Routing: Selects optimal rail based on region, transaction size, and speed requirements.
• Built-in Compliance: Meet local regulatory requirements without added effort.
• Instant FX Management: Pay in local currencies, settle globally.

What’s In It For You?

• Lower transaction costs
• Higher payment success rates
• Faster settlement cycles
• Better consumer experiences

At MassPay, we make bank payments simple, secure, and globally scalable.

Let’s get started.