Verify every account before funds move.

We confirm an account's status and owner before you send - personal or business, across 52 countries and growing, through one integration. Bad details get caught up front, not after a failed payout lands back on your team.

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99.3%+success rate on transactions executed

52countries validated, and growing

Real-timestatus returned before you send

The challenge

Bad account data is expensive.

As electronic payouts have grown, so have fraud and administrative returns. Entry errors, stale records, and deliberate tampering all lead to failed payments, wasted operational effort, and compliance exposure - and your team finds out only after the money bounces back.

1 in 8.

payout failures trace back to account data that could have been caught before send. Validation closes that gap.

How it works

One API call, before you originate the payment.

Submit an account inquiry and get a real-time, actionable response - so your team or your system can decide before any funds move.

You submit

Account number plus routing or sort code. Optionally account name, tax ID, or date of birth.

We validate

MassPay queries our network of data providers for the target country and account type.

We respond

A real-time account status comes back before any funds move.

You decide

Proceed, flag for review, or block - based on real data, not guesswork.

Why it matters

Fewer failures. Less reconciliation. Lower risk.

Reduce fraud exposure

Detect high-risk changes to payment instructions before funds move - including details that arrive over unsecured channels like email.

Fewer failed payouts

Stop originating payments on erroneous or stale account data, and cut the cost of administrative returns and re-processing.

Regulatory compliance

Support payment scheme rules requiring pre-send verification, including Nacha WEB Debit requirements for US ACH.

Global reach

One integration validates personal and business accounts across 52 countries - no separate connection per market.