MassPay Collect lets platforms accept payments straight from clients by ACH, RTP, wire, Crypto or Stablecoin - each one matched to its invoice the moment it arrives. No pull access, no spreadsheets.
Talk to your account teamThe platform issues a unique virtual account for any transaction - a B2B invoice, a seller payout, any transaction size.
A client or seller sends funds by ACH, RTP, or wire - no card details, no pull access handed over.
The payment is automatically matched to the invoice or transaction ID - no manual reconciliation, ever.
The platform gets a webhook the instant funds land - screened and ledgered under MassPay's monitoring program.
| MassPay Collect | Card payments | |
|---|---|---|
| Dispute & clawback | Final once it lands | Reversible for months |
| Reconciliation | Auto-matched to the invoice, in real time | Manual matching, spreadsheets |
| Cost per payment | A direct-transfer fraction | Several times higher |
| Speed to funds | Real-time on RTP and FedNow | Days of settlement and holds |
| Marketplaces & sub-merchants | Each seller collects into their own account | Funds route through you |
Beyond straightforward B2B invoicing, MassPay Collect extends to platforms with sub-merchants or sellers of their own. Each seller collects from their own buyers directly into a dedicated account - without the marketplace entering the flow of funds. Every account is fully ledgered and screened under MassPay's existing transaction-monitoring program.
Talk to us about your marketplace →Issue a virtual account for every invoice. Your client's AP team funds it directly by ACH, RTP, or wire - and it's matched to the invoice the moment it lands.
We owe our clients real value, every single day. MassPay Collect comes from that same mindset - when a client has a need, it's our responsibility to meet it, so their people get paid without friction.
USD collection via ACH, RTP, and wire, live with selected clients today.
Same virtual-account model, extended to local rails in each market.
Per-transaction virtual IBANs bring the same model to the Eurozone.
Stop settling for generic platforms. Let's build a custom payout solution that scales worldwide, evolves with your business, and puts your people first - wherever they are.
