01
Custody that keeps you out of scope
Player deposits and processor settlements land in an FBO account, with a dedicated ledger for your brand. Your platform stays out of the scope of money transmission.
Why MassPay
One partner for the full money loop
Most operators run payments across five vendors - a processor, a bank or three, a payout vendor, a compliance stack, and a treasury process for getting profits home. MassPay replaces all of it with one platform, one contract, and one place your money actually lands.
02
Instant player payouts
Winnings and withdrawals go back to players across the US and Canada - direct to Cash App, debit card, PayPal, or stablecoin. Every payout is validated before it leaves and routed for speed, cost, and reliability.
03
Profits home, cross-border
Operating funds move to the parent company in the currency it wants, across 180 countries, with single-hop FX or none. No correspondent chain taking a cut at every hop.
14 billion+
payment endpoints worldwide - we pay players across the US and Canada, and reach affiliates and parent companies almost anywhere on earth, across cards, accounts, and wallets.
3B+Cards
7.5B+Accounts
3.5B+Wallets
180Countries
How the money moves
Funds in. Custody. Payouts. Profits home.
MassPay sits between player and operator. Deposits land in the FBO account, players are paid from it, and profits settle out of it - so player funds never sit in your bank account.
01 · Receive
Funds land in the FBO account
Player deposits, processor settlements, and fees from around the world arrive in the FBO account, not in your own bank account.
02 · Hold
Custody with a ledger per brand
Funds stay in custody with a dedicated ledger for each brand, keeping your platform out of the scope of money transmission.
03 · Pay players
Instant player payouts
Winnings and withdrawals go back to players in the US and Canada through a full player wallet, with dedicated wallets for VIPs and instant options on the rail they choose.
04 · Settle
Profits home, cross-border
Profits and operating funds move to the parent company, in the currency it wants, with single-hop FX or none.
180countries for collecting fees and settling to the parent company, through one API and one contract
Instantplayer withdrawals in the US and Canada, direct to Cash App, debit card, and PayPal
24/7compliance monitoring with KYC, KYB, AML and sanctions built in
Money in
Four ways to bring funds in, all on one ledger
Every deposit, fee, and settlement - from anywhere in the world - lands in the FBO account under your brand's ledger. Nothing touches your own bank account, so you never take possession of player money.
01
ACH
Bank-to-bank funding straight into the FBO account.
02
Wire
Wire funding straight into the FBO account, domestic or international.
03
Processor settlement
Your merchant processor settles straight into the FBO account, so card revenue lands in custody.
04
Crypto & stablecoin
Accept crypto or stablecoin on your own site by API or SDK. It settles as fiat into the FBO account in your local currency, near-instantly.
Our core strength
Player funds are held in custody, so you never have to hold them.
Player funds sit in an FBO account inside MassPay's banking and compliance framework, with a dedicated ledger for your brand. That keeps your platform out of the scope of money transmission - no two-year licensing project, no surety bonds, no state examiners.
- A dedicated ledger for each brand
- Notification the moment funds are received
- Full player wallet services - balances, bonuses, and withdrawals tracked per player, with dedicated wallets for VIPs
- Player payouts in the US and Canada; fee collection and settlement from around the world
What we do not do: we do not process credit cards for games of skill or chance at this time - we are happy to help you set up a processor, then receive its settlements into the FBO account. We also do not serve operators that require state-by-state gaming registration.
Compliance runs inside the flow.
KYC, KYB, AML, sanctions, and velocity checks before, during, and after money moves - without adding friction to a deposit, a withdrawal, or a settlement.
KYC and KYB
Verify players in the US and Canada, and affiliates and operating entities across 180 countries, with continuous monitoring rather than a one-time check at signup.
AML and sanctions screening
Screen every deposit, payout, and settlement against global sanctions lists, watchlists, and risk signals in real time.
Velocity checks
Flag unusual deposit, withdrawal, and wallet-to-wallet patterns before they become bonus abuse, chargebacks, or a regulator's question.
Jurisdiction rules
Apply continuously updated requirements based on player location, payout method, and transaction type, including US and Canada gaming settlement rules.
Enterprise security
PCI DSS Level 1, SOC 2 Type 2, and GDPR compliance, with tier 1 banking partners behind every account and workflow.
