Player funds in. Winnings out. Profits home.

One integration gives your gaming platform custody of player funds, instant payouts back to players, and cross-border settlement to the parent company - under your brand, in 180 countries.

Why MassPay

One partner for the full money loop

Most operators run payments across five vendors - a processor, a bank or three, a payout vendor, a compliance stack, and a treasury process for getting profits home. MassPay runs the whole flow on one platform, so you never take possession of player funds.

01

Custody that keeps you out of scope

Player deposits and processor settlements land in an FBO account at MassPay, with an individual ledger per brand. Your platform stays out of the scope of money transmission.

02

Instant player payouts

Winnings and withdrawals go back through a full player wallet, direct to Cash App, debit card, PayPal, or stablecoin. Every payout is validated before it leaves and routed for speed, cost, and reliability.

03

Profits home, cross-border

Operating funds move to the parent company in the currency it wants, across 180 countries, with single-hop FX or none. No correspondent chain taking a cut at every hop.

14 billion+

payment endpoints worldwide - we reach players, affiliates, and parent companies almost anywhere on earth, across cards, accounts, and wallets.

3B+Cards
7.5B+Accounts
3.5B+Wallets
180Countries

How the money moves

Funds in. Custody. Payouts. Profits home.

MassPay sits between player and operator. Deposits land with us, players are paid from us, and the business is settled by us - so you never take possession of player funds.

01 · Receive

Funds land with MassPay

Player deposits and processor settlements arrive in your FBO account at MassPay, not in your own bank account.

02 · Hold

Custody in your FBO account

Funds stay in custody with an individual ledger for each brand, keeping your platform out of the scope of money transmission.

03 · Pay players

Instant player payouts

Winnings and withdrawals go back through a full player wallet, with dedicated wallets for VIPs and instant options on the rail they choose.

04 · Settle

Profits home, cross-border

Profits and operating funds move to the parent company, in the currency it wants, with single-hop FX or none.

180countries reached through one API and one contract
Instantplayer withdrawals, direct to Cash App, debit card, and PayPal
24/7compliance monitoring with KYC, KYB, AML and sanctions built in

Money in

Four ways to bring funds in, all on one ledger

Every deposit and settlement lands in your FBO account at MassPay. Nothing touches your own bank account, so you never take possession of player money.

01

ACH

Bank-to-bank funding straight into your FBO account.

02

Wire

Wire funding straight into your FBO account, domestic or international.

03

Processor settlement

Your merchant processor settles straight into your FBO account, so card revenue lands in custody.

04

Crypto & stablecoin

Accept crypto or stablecoin on your own site by API or SDK. You receive fiat in your local currency, with near-instant settlement.

Our core strength

We receive and hold player funds, so you do not have to.

Player funds sit in an FBO account at MassPay, inside our banking and compliance framework. That keeps your platform out of the scope of money transmission - no two-year licensing project, no surety bonds, no state examiners.

  • An individual ledger for each brand
  • Notification the moment funds are received
  • Full wallet services, with dedicated wallets for VIP players
  • Gaming settlement and payouts in the US and Canada
What we do not do: we do not process credit cards for games of skill or chance at this time. We are happy to help you set up a processor, then receive its settlements into your FBO account.

Compliance runs inside the flow.

KYC, KYB, AML, sanctions, and velocity checks before, during, and after money moves - without adding friction to a deposit, a withdrawal, or a settlement.

KYC and KYB

Verify players, affiliates, and operating entities across 180 countries, with continuous monitoring rather than a one-time check at signup.

AML and sanctions screening

Screen every deposit, payout, and settlement against global sanctions lists, watchlists, and risk signals in real time.

Velocity checks

Flag unusual deposit, withdrawal, and wallet-to-wallet patterns before they become bonus abuse, chargebacks, or a regulator's question.

Jurisdiction rules

Apply continuously updated requirements based on player location, payout method, and transaction type, including US and Canada gaming settlement rules.

Enterprise security

PCI DSS Level 1, SOC 2 Type 2, and GDPR compliance, with tier 1 banking partners behind every account and workflow.

Compliance handled within your platform - not beside it.MassPay keeps deposits, payouts, and settlements moving while checks, documentation, and rules run inside the same operational flow.

You choose how players get paid.

Let players pick their rail, push payouts on your own schedule, or both. Money in, money out to players, and settlement home to the parent company all run on the same rails and the same ledger.

Affiliates and partners are paid on the same rails, through the same integration. Availability may vary by country, currency, method, and recipient type.

Account Validation Services

Verify every account before a withdrawal moves.

We confirm an account's status and owner before you pay out - so winnings reach the player who earned them, not a mule account or a bonus-abuse ring. Personal or business, across 52 countries and growing, through one integration.

01

Player requests a withdrawal

Account number plus routing or sort code. Name, tax ID, or DOB optional.

02

We validate

We query our provider network for that country and account type, and match against the player profile.

03

We respond

A real-time account status comes back before any funds leave the FBO account.

04

You decide

Pay instantly, flag for review, or block - on real data, not guesswork.

Stop payout fraudCatch changed payout details and mismatched owners before money moves.
Fewer failed withdrawalsStop paying on stale data. Fewer returns, fewer support calls.
Regulatory complianceMeets pre-send rules, including Nacha WEB Debit for US ACH.
Global reachPersonal and business accounts, 52 countries, one integration.
99.3%+success rate on transactions executed
52countries validated, and growing
Real-timestatus returned before you pay

Deploy fast under your brand

Launch with modular APIs and SDKs that fit your existing platform and wallet stack - fully white-labeled, with an individual ledger and full data visibility per brand.

Single API integration

One integration layer covers deposits, custody, player wallets, payouts, and settlement to the parent company.

Days, not months

Launch a brand, enter a market, or add a payout method without a two-year licensing project or a new banking stack.

Developer resources

Documentation, sandbox tools, and a dedicated relationship team to simplify testing, implementation, and go-live.

Every vendor in a stitched-together stack has its own contract. We collapse them into one.One agreement, one renewal date, one account team for the full money loop.

Ready for a solution built just for you?

Stop settling for generic platforms. Let's build a custom payout solution that scales worldwide, evolves with your business, and puts your people first - wherever they are.