Custody that keeps you out of scope
Player deposits and processor settlements land in an FBO account at MassPay, with an individual ledger per brand. Your platform stays out of the scope of money transmission.
One integration gives your gaming platform custody of player funds, instant payouts back to players, and cross-border settlement to the parent company - under your brand, in 180 countries.
Why MassPay
Most operators run payments across five vendors - a processor, a bank or three, a payout vendor, a compliance stack, and a treasury process for getting profits home. MassPay runs the whole flow on one platform, so you never take possession of player funds.
Player deposits and processor settlements land in an FBO account at MassPay, with an individual ledger per brand. Your platform stays out of the scope of money transmission.
Winnings and withdrawals go back through a full player wallet, direct to Cash App, debit card, PayPal, or stablecoin. Every payout is validated before it leaves and routed for speed, cost, and reliability.
Operating funds move to the parent company in the currency it wants, across 180 countries, with single-hop FX or none. No correspondent chain taking a cut at every hop.
payment endpoints worldwide - we reach players, affiliates, and parent companies almost anywhere on earth, across cards, accounts, and wallets.
How the money moves
MassPay sits between player and operator. Deposits land with us, players are paid from us, and the business is settled by us - so you never take possession of player funds.
Player deposits and processor settlements arrive in your FBO account at MassPay, not in your own bank account.
Funds stay in custody with an individual ledger for each brand, keeping your platform out of the scope of money transmission.
Winnings and withdrawals go back through a full player wallet, with dedicated wallets for VIPs and instant options on the rail they choose.
Profits and operating funds move to the parent company, in the currency it wants, with single-hop FX or none.
Money in
Every deposit and settlement lands in your FBO account at MassPay. Nothing touches your own bank account, so you never take possession of player money.
Bank-to-bank funding straight into your FBO account.
Wire funding straight into your FBO account, domestic or international.
Your merchant processor settles straight into your FBO account, so card revenue lands in custody.
Accept crypto or stablecoin on your own site by API or SDK. You receive fiat in your local currency, with near-instant settlement.
Our core strength
Player funds sit in an FBO account at MassPay, inside our banking and compliance framework. That keeps your platform out of the scope of money transmission - no two-year licensing project, no surety bonds, no state examiners.
KYC, KYB, AML, sanctions, and velocity checks before, during, and after money moves - without adding friction to a deposit, a withdrawal, or a settlement.
Verify players, affiliates, and operating entities across 180 countries, with continuous monitoring rather than a one-time check at signup.
Screen every deposit, payout, and settlement against global sanctions lists, watchlists, and risk signals in real time.
Flag unusual deposit, withdrawal, and wallet-to-wallet patterns before they become bonus abuse, chargebacks, or a regulator's question.
Apply continuously updated requirements based on player location, payout method, and transaction type, including US and Canada gaming settlement rules.
PCI DSS Level 1, SOC 2 Type 2, and GDPR compliance, with tier 1 banking partners behind every account and workflow.
Let players pick their rail, push payouts on your own schedule, or both. Money in, money out to players, and settlement home to the parent company all run on the same rails and the same ledger.
Account Validation Services
We confirm an account's status and owner before you pay out - so winnings reach the player who earned them, not a mule account or a bonus-abuse ring. Personal or business, across 52 countries and growing, through one integration.
Account number plus routing or sort code. Name, tax ID, or DOB optional.
We query our provider network for that country and account type, and match against the player profile.
A real-time account status comes back before any funds leave the FBO account.
Pay instantly, flag for review, or block - on real data, not guesswork.
Launch with modular APIs and SDKs that fit your existing platform and wallet stack - fully white-labeled, with an individual ledger and full data visibility per brand.
One integration layer covers deposits, custody, player wallets, payouts, and settlement to the parent company.
Launch a brand, enter a market, or add a payout method without a two-year licensing project or a new banking stack.
Documentation, sandbox tools, and a dedicated relationship team to simplify testing, implementation, and go-live.



Stop settling for generic platforms. Let's build a custom payout solution that scales worldwide, evolves with your business, and puts your people first - wherever they are.